Health is wealth.Everyone wants to be fit and fine.But people’s effected by several diseases by various way.It is simply impossible to apart from any kinds of diseases.when you are effected by any kinds of health related problems then you must to go out for doctors.But healthcare cost since recent few years at their peak.
As a result many people can’t afford this huge amount of cost.So, they think that It’s better to be sick than to become bankrupt. After witnessing such a mindset, companies decided to come up with a plan- health insurance. The idea behind this was simple. The customer will buy the policy and the company will cover his/her medical expenses. Soon, this plan was a hit and the insurance providers grew in time.
Now we highlights the most popular and reliable health insurance in India.These include:-
HDFC ERGO Health Insurance Company (formerly known as Apollo Munich Health Insurance)
This is a most popular health insurance company in India which is a joint venture between HDFC Ltd and Munich Re. The company is well-known to offer a comprehensive range of health insurance plans for individuals, families & senior citizens.It’s headquarters located in Mumbai.It’sIncurred Claim Ratio (As per the IRDA report 2018-19) 63%.And it’s Cashless Hospitals are 4500+.
Star Health and Allied Insurance Company Limited
This insurance company established in India in 2006.The company has maintained a good reputation in the market due to its hassle-free claim settlement process.The headquarters located is in Chennai.The Incurred Claim Ratio (As per the IRDA report 2018-19) 63%.It’s Cashless Hospitals are around 9800+.
Bajaj Allianz General Insurance Company Limited
Bajaj Allianz General Insurance Company Limited was founded in the year 2001. It is a joint venture between Bajaj Finserv Limited held by the Bajaj Group and Allianz SE in Germany.The headquarter of this insurance company is in Pune.It’s Incurred Claim Ratio (As per the IRDA report 2018-19) 85%.
And It’s Cashless Hospitals is almost 6500+.
National Insurance Company Limited
This is a public insurance company which was established in 1906.The company is nationalised in 1972 and has become one of the leading insurance providers in India. It consists of several policies for all sectors of society to fulfill their requirements.The headquarters of this company is in Kolkata.The Incurred Claim Ratio (As per the IRDA report 2018-19) 107.64%. And it’s Cashless Hospitals are 6000+.
New India Assurance Company Limited
The New India Assurance Company Limited is a public insurance company that operates in 28 nations. The company was founded in 1919.The headquarters of this company located in Mumbai.The Incurred Claim Ratio (As per the IRDA report 2018-19) 103.74%. And the Cashless Hospitals are more than 1200.